TERMS OF USE

This Terms of Use outlines the conditions on which this web site is made available to you. Read the Terms of Use carefully. If you use this Web site, you are deemed to have read, understood, and agreed to these Terms of Use. If you do not accept the Terms of Use, you should stop reading or otherwise using the web site or any materials obtained from it.

CONTENT IS INFORMATION ONLY, NOT ADVICE

Thank you for visiting this website. The information contained on this website is provided for educational and informational purposes only. The contents of this site are not and should not be construed as legal advice. The web site is not an offer to perform services on any matter. This website contains general information from a variety of sources and might not reflect current legal developments, verdicts or settlements. We do not undertake to update material in our web site to reflect subsequent legal or other developments.

NO RELATIONSHIP OF OBLIGATION ARISES FROM USE OF THE SITE

The law differs in every jurisdiction, and you should not rely on any opinion except that of an attorney you have retained, who has a professional duty to advise you after being fully informed of all the pertinent facts, and who is licensed in the applicable state, and is familiar with the applicable law. Internet subscribers and online readers should seek professional counsel about their legal rights and remedies. You should not act or refrain from acting on the basis of any information found this site. Any actions or decisions about your legal rights should be based on the particular facts and circumstances of your situation, and appropriate legal advice from.

This site expressly disclaims all liability with respect to actions taken or not taken based upon any information or other contents of this site. Viewing this site, or communicating via this website by Internet e-mail or through this site, does not constitute or create an attorney-client relationship with anyone. The content and features on this site do not create, and are not intended to create, an attorney-client relationship, and shall not be construed as legal advice. This content and features of this web site, including means to submit a question or information, do not constitute an offer to represent you.

CONFIDENTIALITY IS NOT GUARANTEED

Any information sent via Internet e-mail or through the website is not secure and is done on a non-confidential basis. We respect the privacy of any person who contacts us, and we will make reasonable efforts to keep information private, but because of the nature of Internet communications and the absence of an attorney/client relationship, we cannot promise or guarantee confidentiality.

STATE LAWS VARY

The laws of each State are different. This web site contains information about general or common rules that apply in some states. This web site also contains information about verdicts or settlements in past cases. You cannot assume that the same rules apply, or that the same result would occur, in your state or any particular state.

LEGAL AND ETHICAL REQUIREMENTS

We have tried to comply with all legal and ethical requirements in compiling this web site. We welcome comments about our compliance with the applicable rules and will update the site as warranted, upon learning of any new or different requirements. We only want to represent clients based on their review of this web site, if it complies with all legal or ethical requirements.


Privacy Policy

LAST UPDATED JUNE 2017

The Privacy Policy outlined below discloses the specific ways in which this website functions, how you should use it or can use it, how we collect user information and how that information is handled and protected. Your privacy is important to us, and we are committed to making sure it is protected. We use your information only in the ways described below.

AGREEMENT TO THIS POLICY

By using this website, you consent to this Policy, including your consent to our use and disclosure of information about you in the manner described in this Policy.

INFORMATION TO COLLECT AND USE

This website receives, but does not track, a variety of personally identifiable information, including your email address, IP address and and message content. When we need to collect personally identifiable information from you to execute a requested transaction or provide you with a particular service, we will ask you to voluntarily supply us with the information we need. We may ask you for information such as, but not limited to: your name, address, telephone number, and email address to process your submission. You also have the option of also providing information regarding your name, demographics (such as your state and country of residency), operating system, browser, Internet service provider (ISP), connection type and email program that you are using. This website also automatically receives and records information on our server logs from your browser, including your IP Address and the page you requested. Your IP address is not linked to your email address or this website.

We do not collect your email address unless you actively provide it to the company so that we communicate with you.

When your Web browser or email application requests a Web page from another computer on the Internet it automatically gives that computer the address where the requested information should be sent. This is called your computers IP address. (IP stands for Internet protocol.) For most users accessing the Internet from a dial-up ISP, the IP address may be different every time you log on. This website receives your IP address each time you view a Web page from the Site. Your IP address is not linked to your email address or any other personally identifiable information. Your IP address may be used for various purposes, including:

  • To diagnose service or technology problems reported by you that are associated with your IP address.
  • To estimate the total number of users visiting the Site from specific locales, countries or regions of the world.
  • In certain areas of this website, we require that you provide us with personally identifiable information, in order to be able to use that portion or those portions of this website. For instance, the names and contact information of persons who visit our website will be added to our database so that, for example, they may be contacted in the future regarding this websites products, services or future opportunities. Such contact may occur by email, telephone or mail, as this site deems appropriate. We use your email address for the following purposes:

  • To contact you about our services or the Site.
  • To notify you when you receive an email message.
  • To communicate with you concerning problems or malfunctions you report.
  • The server collects information about which pages on the site are accessed and the duration of a visitors time on the page. his website is able to see how a visitor accessed the site, whether it is through a search engine or a specific advertising banner.

    We maintain physical, electronic and procedural safeguards, in accordance with applicable state and federal standards, to protect your personal financial information against risks such as loss, destruction or misuse. These measures include computer safeguards, secured files and buildings, and restrictions on who may access your personal information. In the event of a system compromise, we will implement all reasonable measures to ensure the integrity of the websites database is protected and ensure proper notice is provided under the law.

    LOG FILES

    When a Web page on the website is requested, that request (including the date and time) is logged on our servers with information including the IP address of the computer that requested the page.

    We use log files for debugging and troubleshooting purposes. IP addresses and access times are not linked to your email address or any other personally identifiable information.

    COOKIES

    A cookie is a small amount of data, which often includes a unique identifier that is sent to your browser from a websites computers and then stored on your computers hard drive. A cookie cannot obtain information from your hard drive, destroy files, or transmit viruses. Each website can send its own cookie to your browser, if your browsers preferences allow it. To protect your privacy, your browser normally only permits a website to access cookies that it has previously sent to you, but not the cookies sent to you by other sites.

    If you request certain services from us, this site may then attempt to set cookies on your computer and later access those cookies. You can normally refuse cookies by setting preferences in your browser. You do not need to accept cookies in order to use our service.

    CHOICE AND COOKIES

    You can normally configure your browser to accept all cookies, reject all cookies, or notify you when a cookie is set. (Each browser is different, so check the Help menu of your browser to learn how to change your cookie preferences.) If you reject all cookies, you will still be able to use our services. Cookies are used only as an option selected by you that allows us to recall your email address from the cookie that we sent to your computer.

    DATA STORAGE/USER INFORMATION

    All account information (including names, phone numbers, and mailing addresses) and content of email messages are stored on multiple redundant disk storage systems. No removable offline copies or backups are made. If you request deletion of your email address or any other identifiable information, your information will be deactivated and removed from our user registration database within 30 days.

    In reviewing the information above, please keep in mind this site cannot and does not assume any responsibility for any actions or omissions of third parties, including other website users and including the manner in which they might use information received either from us or independently.

    INFORMATION SHARE AND DISCLOSURE

    We will not sell or rent your email address, name, mailing address or other supplied information to anyone, except as provided in the legal disclaimer below.

    LEGAL DISCLAIMER

    We reserve the right to disclose your personally identifiable information, as required, to comply with the law, applicable regulations, governmental and quasi-governmental requests, judicial proceedings, court orders or subpoenas, to enforce our Legal Notices or other agreements, or to protect our rights, property or safety or the rights, or to protect the property or safety of our users or others (e.g., to a consumer reporting agency for fraud protection etc.), and to ensure the security of our network and services.

    Information obtained is utilized solely to improve and enhance the quality of this site. Information submitted via this site in some instances may be shared or sold to a third-party service provider.

    SECURITY

    To protect Personal Information (to the extent that you voluntarily provide it) from unauthorized access and use, we use security measures that comply with applicable federal and state laws. These measures may include device safeguards and secured files and buildings as well as oversight of our third party service providers to ensure information remains confidential and secure.

    TRANSFER OF OWNERSHIP AND SALES ASSETS

    In the event that this site goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred to the extent that you voluntarily provided it. You will be notified via email and/or a prominent notice on our website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

    SPAM, SPYWARE

    We do not tolerate spam or spyware coming to our website or going to our users through our website. If you suspect you received spam or spyware because you used this site, please make us aware of the issue by alerting us with an email to privacy@fundingsource.com. You are not permitted to use our website to spam or send spyware to a third party.

    PROTECTING CHILDREN’S PRIVACY ONLINE

    We encourage parents and guardians to spend time with their children online and to be fully familiar with the websites visited by their children. We recognize the particular importance of protecting privacy where children are involved. We do not knowingly collect personally identifiable information online from children under the age of 13. Visit the Federal Trade Commission website for more information about the Childrens Online Privacy Protection Act (COPPA).

    If you are between the ages of 13 and 18, please be sure to read this Privacy Policy with your parent and obtain his or her permission before you submit or post any Personal Information, and before you use any features of this website.

    CONTACTING YOU

    By filling out and submitting information on our website, you give us or one of our affiliates or partners permission to contact you by auto dialer, phone, email, sms, or any other means. We consider this permission not to be specific to services related to drug and medical devices but to include other applicable services we may offer in the future.

    REMOVING YOUR INFORMATION

    This website will retain your information for as long as your account is active or as needed to provide you services. If you wish to request that we no longer use your information to provide you services or updates on additional products, contact us. Additionally, we will retain and use your information as necessary to comply with our legal or regulatory obligations, resolve disputes, and enforce our agreements.

    If your personally identifiable information changes or if you no longer desire our service, you may update or amend your information with us or ask to have it removed from our database lists or production directory. Simply contact us by email or traditional mail. We will respond to your request to access within 30 calendar days.

    TESTIMONIALS

    If you submit a testimonial to us, we will ask for your permission to post your testimonial prior to any public use. We will post your name as given to us in your testimonial. Please be aware that any personally identifiable information you submit as a testimonial to be posted can be read, collected, or used by the general public, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to include in any testimonial you choose to submit. If at any time you decide to remove your testimonial, please contact us via email or postal mail.

    CONTACTING US

    If you have any questions, concerns or suggestions about our Privacy Policy or anything else you may contact us via email. Any information sent to us through email is not encrypted by us.

    NOTICE TO CALIFORNIA RESIDENTS

    Residents of the State of California may request a list of all third parties to which this website has disclosed certain information during the preceding year for those third parties direct marketing purposes. If you are a California resident and want such a list, please contact us at privacy@fundingsource.com.

    For all requests, you must put the statement California Shine the Light Privacy Request in the body of your request, as well as your name, street address, city, state, and zip code. Please note that we are not responsible for requests that are not labeled or sent properly, or that do not have complete information.

    NOTICE TO VERMONT RESIDENTS

    We will not share any personal information about you with other businesses to the extent prohibited by applicable Vermont law or to the extent your prior consent to share is required by applicable Vermont law. For purposes of compliance with the Vermont Consumer Protection Act, if you are a resident of the State of Vermont and would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes, please contact us.

    NOTICE TO USERS OUTSIDE THE UNITED STATES OF AMERICA

    This Privacy Policy is intended to cover collection of information on our websites from residents of the United States. If you are visiting our websites from outside the United States, please be aware that your information may be transferred to, stored and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this Privacy Policy.

    CHANGES TO PRIVACY POLICY

    We update or modify this Privacy Policy from time to time. If we make material changes to this Privacy Policy or to how this website will use your personal information, we will post those changes here. We reserve the right to make changes in this policy at any time. Please check the policy each time you use our website to ensure that you are aware of any changes in our privacy practices. Our Privacy Policy will indicate the date when it was updated. Your continued use of our website will signify your acceptance of the changes to our Privacy Policy. If you do not agree with the changes to how your information will be used, please do not continue to use our website. By using this website, you signify your consent to the Privacy Policy. If you do not agree to this policy, please do not read or use this site. When you request rate quotes or other information through this website, you are authorizing us to share your information with our business partners, affiliates or associates who will contact you by phone, email, or mail. If you do not want further communication from them, please notify the partner directly.

    From time to time, we may add new websites that may or may not be listed in this Privacy Policy. Please note that this policy applies only to the information collected through this website and not to websites maintained by other companies or organizations to which we link. In addition, this policy applies only to information collected online or offline.

    PLEASE PRINT AND RETAIN A COPY OF THIS PRIVACY POLICY FOR YOUR RECORDS